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Regulatory · Finance Act 2026 · Morocco

Finance Act 2026: what changes inside your ERP

The 2026 Finance Act imposes direct changes on business management systems: accounts must be kept electronically, with production of the Accounting Entries File (FEC); an electronic address is mandatory for tax notifications through SIMPL; VAT is withheld at source on services (75 % or 100 % depending on the tax compliance certificate); a 5 % withholding applies to rents; and stamp duties go digital. Your ERP must be configured accordingly — Karizma updates the Moroccan Odoo localisation with every finance act.

Updated: July 2026 · Based on the published measures of the 2026 Finance Act — check your own situation with your chartered accountant

Measure by measure

The LF 2026 measures that affect your management system

Electronic accounting and the FEC become mandatory

Every taxpayer must keep their accounts electronically, in line with the accounting standards code, and produce the Accounting Entries File (FEC). In Odoo: accounting is electronic by design, entries are fully traceable and exports are structured — this is the most structural measure of the 2026 Finance Act for companies still running on Excel or on non-compliant tools.

Mandatory SIMPL electronic address

Every taxpayer must provide an electronic address to receive official tax notifications through the SIMPL platform. Build it into your governance: who receives, who handles it, and how it is tracked in your ERP.

VAT withholding at source on services

From 1 July 2026, and progressively according to turnover (500M, then 350M and 200M MAD), large contracting parties withhold VAT on services: 75 % where the provider produces a tax compliance certificate, 100 % otherwise. In Odoo: withholding tax configuration, supplier certificate tracking and automatic journal entries.

5 % withholding on rents

From 1 July 2026, corporate tenants apply a 5 % withholding on the rents they pay. Your rent entries and your returns must reflect this withholding — a setting to add to your tax chart.

Reporting transactions with non-residents

Since 1 January 2026, VAT-registered businesses report their transactions with non-resident parties on their VAT returns. Odoo tracks these flows by partner and prepares the reporting statement.

Digital stamp duties and further measures

Stamp duties collected electronically, VAT reverse charge on purchases of industrial waste for processors, and the VAT exemption on capital goods extended from 36 to 60 months for investment agreements: all of these are settings to verify in your ERP.

What Karizma does: with every finance act we update the Moroccan Odoo localisation (taxes, withholdings, reports) for clients on a support subscription — and we audit the configuration of companies that join us mid-year.

LF 2026 + DGI e-invoicing + Law 69-21: the regulatory trio that makes a compliant ERP unavoidable in 2026.
FAQ

LF 2026 and your ERP: frequently asked questions

Yes. The 2026 Finance Act requires accounts to be kept electronically in line with the accounting standards code, together with production of the Accounting Entries File. Companies running their accounting on unstructured tools have to migrate to a compliant system.

As a contracting party, the obligation phases in according to turnover (500M MAD from July 2026, then 350M and 200M MAD). As a service provider, your tax compliance certificate determines the rate withheld (75 % or 100 % of the VAT). Either way, your invoicing and your collections must factor the mechanism in.

Odoo provides the foundation (native electronic accounting, flexible configuration of taxes and withholdings); actual compliance depends on the Moroccan localisation applied. Karizma builds the LF 2026 measures into its localisation and rolls them out to clients under support.

Rejected accounts and reassessments during a tax audit (accounting that does not match the required format), penalties on withholdings that were never applied, and missed tax notifications for lack of a declared electronic address. Bringing the information system into compliance comes first.

Is your configuration ready for LF 2026?

Express audit: electronic accounting, VAT and rent withholdings, stamp duties, non-residents — with an upgrade plan.

Request the LF 2026 audit